What We Cover

Schedule of Benefits

International Comprehensive
Essentials

Bare Essentials

Annual Multi Trip

Australian Comprehensive

Medical – overseas
Unlimited
Unlimited
Unlimited
Unlimited
$50,000 (cruising only within Australian Waters)
Cancellation or deferment
Unlimited
$15,000
$5,000
Unlimited
$10,000
Evacuation and repatriation
Unlimited
$500,000
$250,000
Unlimited
$10,000
Emergency dental
$1,000
$1,000
$1,000
$1,000
$1,000 (cruising only within Australian waters)
Financial default
$10,000
$3,500
$10,000
$5,000
Wholesalers default
$5,000
$2,000
$5,000
$2,500
Hijacking
Unlimited
$5,000
$5,000
Unlimited
Unlimited
Snow sports cover
Cover available (free in NZ)
Cover available (free in NZ)
Covered
Rental vehicle excess
$5,000
$2,000
$4,000
$5,000
Qantas Frequent Flyer points
Earned
Earned
Earned
Luggage
$12,000
$5,000
$2,000
$15,000
$4,000
Personal computer
$6,000
$500
$250
$6,000
$1,000
Camera & video
$4,000
$500
$250
$4,000
$750
Smart Phones
$1,000
$1,000
$1,000
Stolen cash
$250
$250
Travel documents
$3,000
$1,000
$500
$2,000
$2,000
Watches & jewellery
$700
$500
$250
$1,000
$500
Dentures & dental prosthesis
$800
$500
$250
$800
$800
Other individual items
$700
$500
$250
$1,000
$500
Emergency luggage
$500
$200
$150
$500
$500
Credit card fraud
$3,000
$3,000
$3,000
Travel delay
$2,000
$1,000
$200
$1,500
$500
Agents cancellation fees
$2,000
$1,500
$1,500
$2,000
$2,000
Personal liability
$3,000,000
$1,000,000
$1,000,000
$2,500,000
$300,000
Legal expenses
$15,000
$5,000
$15,000
Accidental death
$25,000
$10,000
$5,000
$25,000
$10,000
Funeral expenses overseas or
repatriation of remains
$25,000
$15,000
$15,000
$25,000
$5,000
Funeral expenses within Australia
$5,000
$15,000
$15,000
$5,000
Loss of income
$10,000
$10,000
Loss of Reward Points
Unlimited
Unlimited
$10,000
Hospital Compensation
$8,000
$5,000
$6,000
Airfare Compensation
$3,000
$3,000
Missed Connection- Special events
$2,500
$4,000
$2,000
Emergency accommodation due to
terrorism
$3,000
$3,000
$3,000
Cruise catch up cover
$2,000
$2,000
$2,000
Cabin Confinement
$500
$500
$500
Shore Excursion cancellation
$1,000
$1,000
$1,000
Delayed cruise return
$2,000
$2,000
$2,000

International Comprehensive

A superior plan that includes unlimited cover for overseas medical expenses, emergency travel arrangements and cancellation costs.

Accompanying children free.

Medical – overseas
Unlimited

Cancellation or deferment
Unlimited

Evacuation and repatriation
Unlimited

Emergency dental
$1,000

Financial default
$10,000

Wholesalers default
$5,000

Hijacking
Unlimited

Snow sports cover
Cover available (free in NZ)

Rental vehicle excess
$5,000

Qantas Frequent Flyer points
Earned

Luggage
$12,000

Personal computer
$6,000

Camera & video
$4,000

Smart Phones
$1,000

Stolen cash
$250

Travel documents
$3,000

Watches & jewellery
$700

Dentures & dental prosthesis
$800

Other individual items
$700

Emergency luggage
$500

Credit card fraud
$3,000

Travel delay
$2,000

Agents cancellation fees
$2,000

Personal liability
$3,000,000

Legal expenses
$15,000

Accidental death
$25,000

Funeral expenses overseas or
repatriation of remains
$25,000

Funeral expenses within Australia
$5,000

Loss of income
$10,000

Loss of Reward Points
Unlimited

Hospital Compensation
$8,000

Airfare Compensation
$3,000

Missed Connection- Special events
$2,500

Emergency accommodation due to
terrorism
$3,000

Cruise catch up cover
$2,000

Cabin Confinement
$500

Shore Excursion cancellation
$1,000

Delayed cruise return
$2,000

Essentials

A low cost alternative for single international trips.

Accompanying children free

Medical – overseas
Unlimited

Cancellation or deferment
$15,000

Evacuation and repatriation
$500,000

Emergency dental
$1,000

Financial default
$3,500

Wholesalers default
$2,000

Hijacking
$5,000

Snow sports cover

Rental vehicle excess
$2,000

Qantas Frequent Flyer points

Luggage
$5,000

Personal computer
$500

Camera & video
$500

Smart Phones

Stolen cash

Travel documents
$1,000

Watches & jewellery
$500

Dentures & dental prosthesis
$500

Other individual items
$500

Emergency luggage
$200

Credit card fraud

Travel delay
$1,000

Agents cancellation fees
$1,500

Personal liability
$1,000,000

Legal expenses
$5,000

Accidental death
$10,000

Funeral expenses overseas or
repatriation of remains
$15,000

Funeral expenses within Australia
$15,000

Loss of income

Loss of Reward Points

Hospital Compensation
$5,000

Airfare Compensation

Missed Connection- Special events

Emergency accommodation due to
terrorism

Cruise catch up cover

Cabin Confinement

Shore Excursion cancellation

Delayed cruise return

Bare Essentials

A plan suitable for budget conscious travellers who want cover for the bare essentials.

Accompanying children free.

Medical – overseas
Unlimited

Cancellation or deferment
$5,000

Evacuation and repatriation
$250,000

Emergency dental
$1,000

Financial default

Wholesalers default

Hijacking
$5,000

Snow sports cover

Rental vehicle excess

Qantas Frequent Flyer points

Luggage
$2,000

Personal computer
$250

Camera & video
$250

Smart Phones

Stolen cash

Travel documents
$500

Watches & jewellery
$250

Dentures & dental prosthesis
$250

Other individual items
$250

Emergency luggage
$150

Credit card fraud

Travel delay
$200

Agents cancellation fees
$1,500

Personal liability
$1,000,000

Legal expenses

Accidental death
$5,000

Funeral expenses overseas or
repatriation of remains
$15,000

Funeral expenses within Australia
$15,000

Loss of income

Loss of Reward Points

Hospital Compensation

Airfare Compensation

Missed Connection- Special events

Emergency accommodation due to
terrorism

Cruise catch up cover

Cabin Confinement

Shore Excursion cancellation

Delayed cruise return

Annual Multi Trip

Covers frequent travellers for unlimited trips within Australia and overseas in a 12 month period.

Accompanying children free.

(Worldwide)

Medical – overseas
Unlimited

Cancellation or deferment
Unlimited

Evacuation and repatriation
Unlimited

Emergency dental
$1,000

Financial default
$10,000

Wholesalers default
$5,000

Hijacking
Unlimited

Snow sports cover
Cover available (free in NZ)

Rental vehicle excess
$4,000

Qantas Frequent Flyer points
Earned

Luggage
$15,000

Personal computer
$6,000

Camera & video
$4,000

Smart Phones
$1,000

Stolen cash
$250

Travel documents
$2,000

Watches & jewellery
$700
$500
$250
$1,000
$500

Dentures & dental prosthesis
$800

Other individual items
$1,000

Emergency luggage
$500

Credit card fraud
$3,000

Travel delay
$1,500

Agents cancellation fees
$2,000

Personal liability
$2,500,000

Legal expenses
$15,000

Accidental death
$25,000

Funeral expenses overseas or
repatriation of remains
$25,000

Funeral expenses within Australia
$5,000

Loss of income
$10,000

Loss of Reward Points
Unlimited

Hospital Compensation
$6,000

Airfare Compensation
$3,000

Missed Connection- Special events
$4,000

Emergency accommodation due to
terrorism
$3,000

Cruise catch up cover
$2,000

Cabin Confinement
$500

Shore Excursion cancellation
$1,000

Delayed cruise return
$2,000

Australian Comprehensive

An Australian Travel Plan with a wide range of benefits for travel within Australia.

Accompanying children free

Medical – overseas
$50,000 (cruising only within Australian Waters)

Cancellation or deferment
$10,000

Evacuation and repatriation
$10,000

Emergency dental
$1,000 (cruising only within Australian waters)

Financial default
$5,000

Wholesalers default
$2,500

Hijacking
Unlimited

Snow sports cover
Covered

Rental vehicle excess
$5,000

Qantas Frequent Flyer points
Earned

Luggage
$4,000

Personal computer
$1,000

Camera & video
$750

Smart Phones
$1,000

Stolen cash

Travel documents
$2,000

Watches & jewellery
$500

Dentures & dental prosthesis
$800

Other individual items
$500

Emergency luggage
$500

Credit card fraud
$3,000

Travel delay
$500

Agents cancellation fees
$2,000

Personal liability
$300,000

Legal expenses

Accidental death
$10,000

Funeral expenses overseas or
repatriation of remains
$5,000

Funeral expenses within Australia

Loss of income

Loss of Reward Points
$10,000

Hospital Compensation

Airfare Compensation

Missed Connection- Special events
$2,000

Emergency accommodation due to
terrorism
$3,000

Cruise catch up cover
$2,000

Cabin Confinement
$500

Shore Excursion cancellation
$1,000

Delayed cruise return
$2,000

Kreated By: Kreatives